- Motor insurance
- Persons insurance
- Purchase insurance
- Loss adjustment
Compensa MOD is an All Risk MOD insurance, covering a wide range of risks, including:
In addition, you can choose specific risks, you wish to insure, for example, provision of a replacement vehicle, zero excess for glazing, protection against losses resulting from hydraulic shock and other risks.
Our customers may use a special advantage offered only by Compensa - even if an excess is provided for in the policy, you will be exempt from paying excess in case of a vehicle collision with another vehicle (even if you are responsible for the collision) or an animal.
We will indemnify any losses resulting from the damage to the windshield, side or rear windows of the vehicle caused by a third party, temperature changes or objects (for example, stones) lifted from the road surface, without paying excess, even if the policy provides excess payments.
In the event of damage or theft of the vehicle, we will make sure that you are provided with or compensated for a vehicle of an equivalent class from day one.
We will save your time in the search of a roadside technical assistance - we will take care of that by involving technical specialists who work quickly and skillfully:
We will cover the losses associated with the theft of a laptop and/or tablet from the interior or luggage compartment of the vehicle, as well as the losses caused by theft of non-integrated navigation equipment, children’s car seats, baby carriers, active leisure equipment and/or the damage thereof in a road traffic accident.
If you select this risk, the vehicle repairs after an insured event will be carried out with new spare parts by such repair service providers in the Republic of Latvia who are entitled to perform repairs during the vehicle warranty period, including by your dealership.
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Professional consultation by phone on what to do in case of vehicle damage or after an insured event.
Technical assistance on the road
Qualified specialist will arrive on the scene of the accident and repair any damages:
If due to technical reasons it is not possible to use the vehicle, the vehicle will be taken to the nearest repair shop. Outside the working hours of the repair shops - to the nearest guarded parking lot of this repair shop.
Transportation of the vehicle passengers
Transportation of the driver and passengers to a designated location within 30 km from the location where the vehicle was damaged.
Replacement of a damaged vehicle
If the vehicle cannot be repaired within one business day, we will provide a replacement vehicle for the period while the damage to the insured vehicle preventing it from participating in road traffic is repaired, but not exceeding 3 days.