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Third-party liability insurance


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Who requires
compulsory
civil liability
insurance?

Civil liability insurance is designed to protect yourself from unexpected losses you have accidently
caused to another person and are liable for, for example:
• as a pedestrian, buyer, pet owner
• while cycling or doing sports
• as a result of actions of your children
• as a homeowner or tenant
• when building or repairing a home

What are the benefits?


Insurance for all family
The insurance is valid for all members of the same household.
Liability of tenants is included
The tenant insurance includes liability for losses to the immovable and movable property entrusted to them.
Liability of auxiliary workers is included
The policy covers the liability of the hired workers (for example, a nanny, housekeeper or gardener).
Liability of a watercraft driver
It is possible to insure the civil liability of a watercraft driver.

What are the benefits?

Learn more about liability insurance


General liability in the insured site

This insurance is suitable for homeowners and tenants to protect themselves against unexpected losses that may be caused to other persons when managing or using property.
For tenants, the insurance also covers liability for losses caused to the rented immovable property.
The insurance is valid at the specified address and covers all relatives living in the household and the hired help, for example, the nanny.
When purchasing Compensa home insurance policy, you will receive the civil liability insurance with the limit of EUR 1,000 as a gift!

General civil liability insurance

This insurance is valid in the Baltics and will protect you from losses you may cause to third parties as a homeowner or tenant, as well as in various situations, for example, while walking on the street, riding a bicycle, while in a store, walking a dog as a pet owner, during active vacation or sports activities and other cases.
The policy covers all relatives living in the household and the hired help, for example, the nanny. The losses caused to third parties by your children are also covered by the policy.

Liability of a watercraft driver

You can extend your civil liability policy to include liability insurance while driving a watercraft, for example, boat up to 12 m2, jet ski or a motorboat.

The insurance is valid in the inland waters of the Republic of Latvia.

Construction civil liability if you are building or performing repairs

You can quickly and conveniently receive the civil liability insurance required during building and construction.
This policy is intended for building and construction work that requires a building permit pursuant to the legislation of the Republic of Latvia.
The insurance is valid at the address indicated in the policy.

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