Self service
- Home
- FOR BUSINESS
- Products
- Property
- Commercial property insurance
Commercial property insurance
Who needs commercial property insurance?
What are the benefits?
What are the benefits?
More about Compensa property insurance
If you are interested in Compensa services, consult our specialists, and we will help you choose the most suitable option
Building, structure, and premises constructions, interior and exterior finishes, windows and glazing, including shop windows and stained glass, external elements such as security cameras and advertising signs attached to the building structures, and landscaping elements such as fences, gates, and paved surfaces.
Office equipment, furniture, and tools, production machinery, mechanisms, systems, and electronic equipment, workstations, hand tools, and store or warehouse equipment, etc.
Movable property used in the insured business, intended for short-term use or with a value below the fixed asset accounting threshold, such as spare equipment parts, utensils, cleaning supplies, etc.
Insured property purchased or produced for sale within the business, such as raw materials, semi-finished products, finished goods, etc.
Cash holdings in Latvian and/or foreign freely circulating banknotes or coins.
Employee property: movable property legally owned, used, held, or stored by employees, located at the address specified in the policy or anywhere in the territory of the Republic of Latvia where work is performed under the Insurer’s instructions.
Events may occur that cause damage to company-owned property, resulting in a partial or full interruption of business operations. This can lead to lost profits or rental income while fixed and ongoing expenses continue. Compensa business interruption insurance compensates for lost income and covers fixed, ongoing costs.
