In order to protect the company from accidental damage in case the products sold, produced or distributed by the company have caused harm to third-party health and property, we recommend choosing product civil liability insurance. In addition, it is possible to insure product recall, replacement, repair or damage to other product, if the product is an integral part of such other product.

Errors caused by a drone operator or pilot may cause damage to third-party property or health, for example, a falling drone may harm people or damage the body of a vehicle owned by another person. To protect your company from unexpected financial losses, we recommend choosing civil liability insurance for drone operators.

Compensation for damage to the health and property of the employees if it occurs in the course of their work, and the employer is liable in accordance with the laws and regulations of the Republic of Latvia. Occupational diseases caused to workers in the course of their work may also be covered.

Compulsory insurance in accordance with Cabinet Regulation No. 447 "The provisions relating to civil law compulsory liability insurance unmanned aircraft operations".. Third-party liability insurance protects the owner of an unmanned aircraft against unforeseen financial losses caused to other persons.

Covered losses:

• damage to the life or health of a third party;
• damage or destruction of third-party property;
• the resulting financial losses;
• legal and court costs;
• expert examination and rescue costs;
• environmental damage.

Advantages:

• you can buy an insurance policy not only for your hobby but also for various services;
• the Insured’s relatives and family members are also indemnified for their loss;
• you can apply for indemnity within 3 years from the date of expiry of the insurance policy;
• the possibility to buy an insurance policy with the territory outside the Republic of Latvia.

How much does the policy cost?

Compulsory insurance in accordance with the Cabinet Regulation No 298 “Regulations on Compulsory Third-Party Liability Insurance for the Organiser of a Public Event”. The event organiser's general third-party liability insurance policy protects the event organiser against unforeseen financial damages caused to visitors, participants of the event or other persons.

Damages covered:

• damage to the life or health of a third party;
• damage to or destruction of third-party property;
• the resulting financial damages;
• damages caused by subcontractors;
• damages incurred in connection with the provision of catering services;
• legal and court costs;
• expert examination and rescue costs;

Optional extras:

• damages to participants of the event;
• damages caused by fireworks;
• damages to leased real estate;
• damages to entrusted movable property;
• non-pecuniary damages;
• liability of drone owners.

Examples of damages:

• damages to entrusted equipment, furniture or premises during the event.
• food poisoning of event visitors.
• a drone crashed and injured spectators while filming an event.

How much does a policy cost per event?

* Premium for private and corporate events up to 3 days. The amount of the insurance premium depends on the number of visitors and participants, type and period of event, insurance cover, deductible, limit of liability and damage statistics