The Golden MTPL policy provides that compensation is also paid to the insured person at fault in a road traffic accident to cover damages to their vehicle. This compensation is paid according to the Golden MTPL compensation table, which lists the insured parts and the amount (in euros) that can be received for each damaged item.
If the driver is partially at fault in the accident, compensation is paid proportionally to the degree of fault.
If the driver is not at fault in the accident, Golden MTPL functions as a standard MTPL policy, allowing compensation for damages either through repair costs or cash, in accordance with MTPL legislation.
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Which vehicles is Golden MTPL intended for?
Golden MTPL is available only for passenger cars. |
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What’s the difference between Golden MTPL and regular MTPL?
Golden MTPL guarantees compensation for damages even if the policyholder is at fault in a collision with another vehicle or if a collision with an animal occurs. If a collision with an animal or another vehicle occurs (and the policyholder is at fault), compensation is paid according to the damage compensation table. |
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Is 24/7 roadside assistance included in the policy?
24/7 assistance is available for an extra fee. For this option, please contact a Compensa sales representative or your insurance specialist. |
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Are there any deductibles with Golden MTPL?
No deductibles apply to the Golden MTPL policy. |
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What to do in case of an insurance claim?
Call the police or fill out the coordinated accident statement. |
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How do we calculate your insurance payout?
If you are the injured party, compensation is calculated according to the MTPL methodology. |
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How soon must a claim be reported?
Report your insurance claim within 3 business days of the accident. |