This insurance is suitable for homeowners and tenants to protect themselves against unexpected losses that may be caused to other persons when managing or using property.
For tenants, the insurance also covers liability for losses caused to the rented immovable property.
The insurance is valid at the specified address and covers all relatives living in the household and the hired help, for example, the nanny.
When purchasing Compensa home insurance policy, you will receive the civil liability insurance with the limit of EUR 1,000 as a gift!

This insurance is valid in the Baltics and will protect you from losses you may cause to third parties as a homeowner or tenant, as well as in various situations, for example, while walking on the street, riding a bicycle, while in a store, walking a dog as a pet owner, during active vacation or sports activities and other cases.
The policy covers all relatives living in the household and the hired help, for example, the nanny. The losses caused to third parties by your children are also covered by the policy.

You can extend your civil liability policy to include liability insurance while driving a watercraft, for example, boat up to 12 m2, jet ski or a motorboat.

The insurance is valid in the inland waters of the Republic of Latvia.

You can quickly and conveniently receive the civil liability insurance required during building and construction.
This policy is intended for building and construction work that requires a building permit pursuant to the legislation of the Republic of Latvia.
The insurance is valid at the address indicated in the policy.

Compulsory insurance in accordance with Cabinet Regulation No. 447 "The provisions relating to civil law compulsory liability insurance unmanned aircraft operations". Third-party liability insurance protects the owner of an unmanned aircraft against unforeseen financial losses caused to other persons.

Covered losses:

• damage to the life or health of a third party;
• damage or destruction of third-party property;
• the resulting financial losses;
• legal and court costs;
• expert examination and rescue costs;
• environmental damage.

Advantages:

• you can buy an insurance policy not only for your hobby but also for various services;
• the Insured’s relatives and family members are also indemnified for their loss;
• you can apply for indemnity within 3 years from the date of expiry of the insurance policy;
• the possibility to buy an insurance policy with the territory outside the Republic of Latvia.

How much does the policy cost?